Chart LabCredit & Financial Conditions

High Yield OAS

High Yield OAS stands at 2.72% as of July 14, 2026, down from 2.95% a year earlier. The reading sits in the 11th percentile of its history back to 2023.

4.71%3.61%2.51% 2023 2024 2026
High Yield OAS, 2023–2026. Updated 2026-07-16.
Latest (July 14, 2026)2.72%
One year ago2.95%
Range since 20232.59% – 4.61%
Percentile vs. full history11th
History2023–2026 (811 observations)

What it is & how to read it

The high-yield option-adjusted spread: extra yield demanded to hold junk bonds over Treasuries. The credit market's fear gauge. Below ~350bp signals confidence; above ~600bp signals stress; spikes past 800bp mark crises. (FRED licensing limits this series to a trailing 3-year window.)

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Source: ICE BofA via FRED. Updated daily. Part of Cambria Chart Lab — free macro & market charts. For research and education only; not investment advice.